Terms of Use

By using ToolNest you accept these terms. If you do not accept them, please do not use the site.

Using the site

ToolNest is free for personal and professional use. You may link to any page, quote short excerpts with attribution, and use the results of our calculators for your own purposes. You may not attempt to disrupt the site, scrape it at a volume that degrades service for others, copy the site wholesale, or present our content as your own. Automated access is permitted only at a normal, human-scale rate.

Not professional advice

Every calculator and article here is provided for general information and education only. Nothing on this site is medical, nutritional, financial, tax, legal or other professional advice, and no result should be relied on as a substitute for consulting a qualified professional who knows your circumstances. Health calculators apply population-level formulas that cannot account for medical conditions, medication, pregnancy or athletic training. Money calculators use simplified tax and interest models that may not reflect your jurisdiction, deductions, credits or lender terms. Verify anything important independently before you act on it.

Accuracy and availability

We write our formulas carefully and describe their assumptions on the page, but we do not warrant that any result is accurate, complete or suitable for a particular purpose. The site is provided “as is” and “as available”, without warranties of any kind, and it may change, break or be unavailable at any time. Formulas, rates and reference figures can become out of date as rules change.

Intellectual property

The site design, written content and original code are owned by ToolNest and protected by copyright. Third-party names and trademarks mentioned on the site belong to their respective owners and are used for identification only, without implying any affiliation or endorsement.

Limitation of liability

To the fullest extent permitted by law, ToolNest is not liable for any indirect, incidental or consequential loss, or for any decision made, action taken or omission in reliance on information or results from this site. Your use of the site is at your own risk, and this limitation applies even if we have been advised of the possibility of such loss.

Contact

Questions about these terms? Email hello@deltatime.online and we will respond.